Thank you for paying us a visit. We are specialist Will writers serving the will writing needs of people in England and Wales. If you haven’t already done so, why not check out our Google reviews.
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Estimates vary but about 70% of the UK’s adult population do not have Wills. Over 60% of adults with young children have not made Wills, even though they have most reason to make Wills!
Many who don’t have a Will have good intentions about making a Will but have never quite got round to it for one reason or another…
“We need the money for a holiday”
“I’m too busy right now”
“We’re not sure what we want”
But without a Will, your loved ones suffer your loss, then suffer the stress and distress of sorting out your affairs with no instructions from you.
To reduce the suffering of your loved ones
Administering an Estate with a Will is cheaper, easier and quicker. It minimises the risk of tension or misunderstanding within the family. This should be a time for pulling together, not pulling apart.
To reduce the amount payable to the Government
Don’t pay more Inheritance tax at 40% than you have to! With a correctly drafted Will, you can reduce the amount of tax your estate pays.
To reduce the amount payable to a Care Home
You can safeguard more of your estate against being used to pay for long term care, should your spouse need that care after you have died.
To fulfil your wishes
Without a Will:
Good, but is it up to date?
You should amend your Will if, since you made your last Will, there has been a major ‘life event’ such as:
Even if none of the above apply, does your Will still fully reflect your wishes?
We recommend that you review your will when a major life event occurs (as above) or in any event every three years or so. That doesn’t mean you should change it. But at least get the will out, dust it off and check to see that it still reflects your wishes and/or reflects any changes in legislation that might have been passed since you last amended your Will.
At Osmonds, we offer you a ‘one stop’ service which enables you to ‘put your affairs in order’ by drafting Wills, where necessary changing the way you own your home, Lasting Powers of Attorney, etc.
So, whether death or serious injury occurs, you have the legal documents in place to give effect to your wishes and to give the satisfaction to your loved ones of knowing that they are fulfilling those wishes.
Do check out our regular posts for comments on the latest issues affecting wills and powers of attorney.
Why not ring us for a ‘no obligation’ chat or email us for more information. Everything can be done by phone, email and post. We hope that this will be the start of a working relationship that you find friendly, personal, easy-to-use and comprehensive. We hope too that it will also give you peace of mind.